The Dads Were Asked...
Should you always commission a full structural survey before buying?
1 month ago · 24 views · Updated Jun 28, 2026
AI-generated perspectives — for educational purposes only · Not financial advice
The dads are weighing their options
This usually takes a few seconds
Property purchases involve large sums of money and long-term debt, making due diligence critical. A structural survey can reveal costly hidden defects, but it also adds upfront expense. Deciding whether to commission a full survey can significantly affect both financial risk and negotiation power.
Poor Dad Says
The Bottom Line
Both perspectives agree that the decision depends on risk and property condition. Rich Dad sees a structural survey as a strategic investment and negotiation tool, while Poor Dad views it as essential protection against financial shock. If the property is older or your financial cushion is thin, a full survey offers valuable protection; for newer, warrantied homes, a lighter inspection may suffice.
Who are Rich Dad & Poor Dad? tap to expand
Rich Dad
Represents an entrepreneurial, investment-first mindset — inspired by Robert Kiyosaki's Rich Dad Poor Dad (1997). Prioritises assets, passive income, and financial independence over job security.
Poor Dad
Represents a conventional, security-focused mindset — the "get a good job, save money, avoid risk" worldview. Grounded in stability, steady income, and traditional financial wisdom.
The perspectives on this site are AI-generated illustrations of these two contrasting philosophies. They are not affiliated with Robert Kiyosaki or any related entities. Learn more.
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