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Money & Debt

103 questions answered by Rich Dad and Poor Dad.

How you earn, spend, save, and owe defines your financial life. Rich Dad sees debt as a tool and cash flow as king. Poor Dad warns against any risk and preaches saving every penny. Dive into questions about budgets, credit cards, emergency funds, salary negotiation, and getting out of debt.

Read our complete Money & Debt guide →

How do I balance enjoying today with saving for tomorrow?

571 views

Should I save money or pay off debt first?

567 views

How much money do I need to retire comfortably?

563 views

How do I build passive income streams?

481 views

Should I use a credit card or debit card for everyday purchases?

466 views

How do I handle medical debt in the United States?

435 views

How do I enjoy life while still saving money?

417 views

How much cash should I keep in my savings account?

409 views

How do I create a budget that I can actually stick to?

339 views

Should I loan money to my best friend?

337 views

How do I get out of credit card debt fast?

302 views

Is it worth getting a side job just to pay off debt faster?

298 views

Should I help my parents with their retirement expenses?

292 views

Should I co-sign a loan for a family member?

282 views

What is the fastest way to save for a down payment on a house?

246 views

What is the 50 30 20 budgeting rule and does it actually work?

231 views

Is obsessively planning your retirement a sign of anxiety or genuine wisdom?

213 views

Is it okay to take out a personal loan to consolidate debt?

213 views

Is the pension system going to run out before today's 30-year-olds retire?

201 views

Should I file for bankruptcy or try to pay off my debts?

200 views

How do I deal with student loan debt?

185 views

Should you use a tax accountant or file your own returns?

184 views

Is income tax the fairest form of taxation overall?

183 views

Is inheritance tax fair or does it punish families for their financial success?

183 views

Should you prioritise your own retirement savings over your children's education fund?

182 views

Should you deliberately delay taking your state pension to get a higher payout?

168 views

What is the 50/30/20 budget rule and does it actually work?

166 views

Is geographic arbitrage a smart and underrated retirement strategy?

162 views

Should you accept equity instead of a higher salary?

162 views

Can you get rich just by saving money?

160 views

Is it better to fill tax-advantaged accounts before taxable ones?

159 views

Should I use the debt snowball or debt avalanche method?

155 views

Should you always use a mortgage broker rather than going direct to a bank?

154 views

How much of my salary should I save every month?

154 views

Should you take a sabbatical even if it means losing income?

154 views

Is a credit card a useful tool or a debt trap?

152 views

Is a state pension alone genuinely enough to live on comfortably?

150 views

Is financial freedom genuinely the same thing as true happiness?

150 views

Is a 25-year mortgage a better deal than a 15-year one?

149 views

Is overpaying your monthly mortgage to become debt-free faster always worth it?

148 views

Is a high salary or low expenses more important for building wealth?

148 views

Is it better to have one income source or multiple?

147 views

Is early retirement actually realistic for an average earner?

146 views

Should you retire abroad to meaningfully stretch your pension further?

143 views

Should you help pay off a family member's debt?

141 views

Should you have income protection insurance as a safety net?

141 views

Should you move to a lower-tax country to legally protect your wealth?

138 views

Is buying organic food worth the premium if your budget is tight?

136 views

Is buy now pay later a useful financial tool or a debt spiral trap?

135 views

Is legally paying zero tax a sign of excellent financial management or poor character?

134 views